Are we allowed to mention that Christmas is slowly but very surely creeping upon us? Please don’t hate us for mentioning the ‘C’ word (!) but there really is nothing like being prepared. December is such a manic month so we thought you might appreciate a little bit of advice. Hopefully this can help you try and avoid ending up in debt. There is no denying Christmas can make a huge dent into your wallet. There an abundance of Christmas presents to be bought, and party season always calls for a new sparkly dress. Also, it isn’t Christmas without fairy lights,
tinsel and colourful baubles to turn your home into a festive grotto.
Thankfully, Yorkshire Bank here at Vicar Lane have some fantastic services that can help you to keep on top of your money this year. We have the perfect solution to prepare you for all the spending that is about to commence.
The Yorkshire Bank have a Gold MasterCard credit card which means you can buy all of the gifts and products that you need whilst having the freedom to spread the costs over regular payments to your credit card account. You will also pay 0% interest on purchases for the first 26 months after you open the account.
The Gold MasterCard is also contactless. This means you can save time whilst Christmas Shopping without entering your pin code each time you make a purchase.
Do you like to do your Christmas shopping from the comfort of your own home? Be assured that if you make online purchases with your Gold MasterCard, you are backed by MasterCard Secure Code. This uses an additional password that only you know which means you don’t have to worry about fraud or theft.
Do you wish you’d been a little more proactive this year and put aside more money for Christmas spending then why not start getting prepared for 2017 in advance. You can start saving straight away to ensure that you have a pot of money to dip into come Christmas next year. The Instant Savings Account Plus is easy to use. It calculates your interest on a daily basis to ensure you’re always getting as much as possible for the money you have saved. You can set up a regular transfer from your linked current account. This can be done either in branch, over the telephone, online and even with the Yorkshire Bank mobile banking app. This is ideal as it means you can continue saving throughout the year, ready in time for the festive season next year…
Phew we can’t believe we’ve even touched on Christmas 2017! But as we said… it is always best to be prepared!